Basic auto insurance doesn’t cover wildfire damage: ICBC

As nearly 400 wildfires burn across the province, the Insurance Corporation of BC wants to remind British Columbians that its basic auto insurance does not cover damage from wildfires.

In order to be covered for such eventualities, the insurer said, car owners would need to purchase optional comprehensive or “specified perils” coverage, from either it or a private insurer.

But for those living in areas that have already been affected by the fires, it may be too late to buy the optional insurance.

“If your community is placed on evacuation alert or ordered to evacuate, you won’t be able to purchase new comprehensive or specified perils coverage until the alerts or orders have been lifted,” ICBC said in a news release.

“However, you can still buy coverages to move your vehicle to safety, including BC auto insurance and optional collision coverages, or a temporary operating permit with Basic coverage and extended third-party liability.”

---

Related links:

• Emergency minister urges B.C. to follow wildfire evacuation instructions

• Kelowna landfill engulfed by fire, prompts UBC Okanagan evacuation

---

In addition to covering damage or loss from fire, specified perils coverage includes theft, earthquake, lightning, flooding, and windstorms.

ICBC says it will provide free replacements without the need for any additional documentation if anyone involved in an evacuation loses their driver’s licence, BC Services Card, or other B.C. identification.

ICBC tells drivers to monitor the DriveBC website to get the latest information on road closures and other updates.

Listen live to CityNews 1130 for major wildfire updates. You can also follow us on Twitter @CityNewsTraffic and subscribe to breaking news alerts sent directly to your inbox.